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Practice Areas

Practice Areas

Chapter 11

INDIVIDUAL CHAPTER ELEVEN Chapter 11 is available for individuals and busiensses. Chapter 11 is available to individuals in circumstances where the mortgages on…Read More

Chapter 13

STOP FORECLOSURE OF YOUR HOME Chapter 13 is used to stop foreclose by a lender on your home.  Chapter 13 is  a bill consolidation or reorganization.  You can file a chapter 13 case if your home is in foreclosure or you are faced with a pending notice of default or trustee's sale.  You can file chapter 13 if you owe past due taxes.  Chapter 13 is designed to provide you with…Read More

Chapter 7

CHAPTER SEVEN Chapter 7 bankruptcy is designed to relieve you of debts.  The most common debts that  are discharged in chapter 7  are credit cards, money judgments, payday loans, lawsuits, personal loans and most other ordinary debts.  The chapter 7 case when filed with the Bankruptcy Court immediately provides you with an automatic stay.  The… Read More

Creditors Rights

Personal Bankruptcy

The decision to file for bankruptcy is often a difficult choice which requires thoughtfullness and consideration. Poor planning or the wrong attorney,  can often make the process even harder. It goes without saying that filing for bankruptcy should be a last resort, and should only be done when all other options are considered under the circumstances…Read More

Residential Real Estate

Buying or selling a home is the most significant financial transaction that many individuals undertake in their lifetime. While this can be an exciting time, without the proper legal guidance, the process can be frustrating, overwhelming and more expensive than necessary.  Even if there are no obvious disagreements between the Buyer and Seller, it is…Read More

The New Bankruptcy Law

The Bankruptcy Abuse and Consumer Protection Act of 2005 went into effect on October 17, 2005 and provides the most significant (and controversial) overhaul of the bankruptcy system in over 25 years. Backed by the credit card, retail and banking industries, the new legislation makes it more difficult for people to erase all of their…Read More

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Charles W. Daff is committed to answering your questions about Bankruptcy issues in Orange County.

We'll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.