657-231-4185 Free Consultations
The Law Offices of Charles W. Daff
Providing Bankruptcy Representation For Individuals And Businesses In Santa Ana, California

Are You Facing Significant Debt? Has Your Business Been In The Red For Too Long?

When you are facing significant debt, personally or with your business, it is easy to feel stressed and overwhelmed. Expenses never cease, and you do not have the means to keep your head above water. Your business cannot turn a profit with so much debt. Creditors are constantly on your case, and you may be facing car repossession, wage garnishment, foreclosure or other disastrous consequences.

You need a lawyer to help you find debt relief solutions that work for you and your circumstances. Bankruptcy is a common option. Attorney Charles W. Daff of The Law Offices of Charles W. Daff in Santa Ana, California, can help you through the legal processes of personal and business bankruptcy.

Types Of Bankruptcy

The two most common forms of bankruptcy are Chapter 7 and Chapter 11:

  • Chapter 7 bankruptcy is known as a liquidation bankruptcy. Debt is relieved by liquidating certain assets to pay off creditors. What is liquidated is limited by state and federal law and varies by individual. You are getting a debt discharge, which means creditors cannot take any further debt collection action.
  • Chapter 11 bankruptcy is a debt reorganization bankruptcy mostly utilized by businesses. Debt is relieved by creating a plan that proves your business will be profitable post-bankruptcy. This involves working with creditors, trimming costs, seeking new business opportunities or other methods. If your plan is approved, any eligible debt will be forgiven.

Filing bankruptcy provides a clean slate for your financial health. The Law Offices of Charles W. Daff is ready to help you understand everything, answer your questions and lead you through the process from start to finish.

Call The Firm Today

No matter your situation, The Law Offices of Charles W. Daff is committed to helping you find the right solution to relieve your personal or business debt. Schedule a free initial consultation today by calling 657-218-4800 or send an email.

The Law Offices of Charles W. Daff is a debt relief agency. I help people file for debt relief under the Bankruptcy Code.

Facing Insurmountable Debt? Get An Attorney On Your Side.

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